The final step to purchasing a new home is the closing. At closing, all the necessary paperwork is signed and the necessary fees are paid. By the end of closing, title is conveyed to the buyer, and the remaining steps are taken to finalize the transaction.
You have the choice of hiring a non-lawyer title agency or real estate attorney to handle your closing and/or title insurance. The cost of closing through a real estate attorney is the same as the cost of using a title agent. While the fees are comparable, the value is quite different. A real estate attorney is trained in the complexities of real estate law, can examine your title and issue your title insurance policy in addition to giving legal advice, resolve title issues, and explain the meaning of the documents you will be asked to sign at closing.
A title agency that isn’t affiliated with a real estate attorney cannot do the things just mentioned. Given all that is involved during the real estate process- your home, your money, your peace of mind- hiring an attorney is one of the wisest things you can do to protect your investment.
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St Augustine, FL 32080